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	<title>Sound Investing</title>
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	<itunes:summary></itunes:summary>
	<itunes:author>Sound Investing</itunes:author>
	<itunes:explicit>clean</itunes:explicit>
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	<itunes:owner>
		<itunes:name>Sound Investing</itunes:name>
		<itunes:email>info@paulmerriman.co</itunes:email>
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	<itunes:subtitle>Sound Investing</itunes:subtitle>
	<itunes:keywords>financial newsletters, best financial advice, Hubert Financial Digest, Paul Merriman, John Bogel</itunes:keywords>
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		<item>
		<title>The Huge Need For Financial Literacy</title>
		<link>http://www.soundinvesting.com/the-huge-need-for-financial-literacy/</link>
		<comments>http://www.soundinvesting.com/the-huge-need-for-financial-literacy/#comments</comments>
		<pubDate>Wed, 15 May 2013 10:00:04 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Sound Investing]]></category>
		<category><![CDATA[financial literacy programs]]></category>
		<category><![CDATA[Paul Merriman]]></category>
		<category><![CDATA[podcasts for investors]]></category>
		<category><![CDATA[retirement planning]]></category>
		<category><![CDATA[Western Washington University]]></category>

		<guid isPermaLink="false">http://paulmerriman.com/?p=3880</guid>
		<description><![CDATA[&#160; &#160; Paul discusses his latest financial education program at Western Washington University and the results of a national financial literacy survey that indicates a huge need, even for people who are confident of their knowledge of financial topics. Paul gives his listeners the five easy questions that the survey listed. While he believes his [...]]]></description>
			<content:encoded><![CDATA[<p></p><p>&nbsp;</p>
<p><img alt="" data-mce-="" height="91" src="http://www.merriman.com/wp-content/uploads/SoundInvestingAd.png" style="text-align: -webkit-auto; font-family: 'Trebuchet MS'; font-size: medium;" title="SoundInvestingAd" width="180" /></p>
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<div style="font-family: arial, sans-serif; font-size: 13px;">&nbsp;</div>
<div style="font-family: arial, sans-serif; font-size: 13px;">
<p><span style="font-family:arial,helvetica,sans-serif;"><span style="font-size: 14px;">Paul discusses his latest financial education program at Western Washington University and the results of a national financial literacy survey that indicates a huge need, even for people who are confident of their knowledge of financial topics. Paul gives his listeners the five easy questions that the survey listed. While he believes his listeners will get all 5 right, less than 10% of adults in the survey did.&nbsp;</span></span></p>
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<p>&nbsp;</p>
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			<itunes:keywords>financial literacy programs,Paul Merriman,podcasts for investors,retirement planning,Western Washington University</itunes:keywords>
	<itunes:subtitle>         Paul discusses his latest financial education program at Western Washington University and the results of a national financial literacy survey that indicates a huge need, even for people who are confident of their knowledge of financial topics.</itunes:subtitle>
		<itunes:summary> 


 

	Paul discusses his latest financial education program at Western Washington University and the results of a national financial literacy survey that indicates a huge need, even for people who are confident of their knowledge of financial topics. Paul gives his listeners the five easy questions that the survey listed. While he believes his listeners will get all 5 right, less than 10% of adults in the survey did. 

 </itunes:summary>
		<itunes:author>Sound Investing</itunes:author>
		<itunes:explicit>clean</itunes:explicit>
		<itunes:duration>17:49</itunes:duration>
	</item>
		<item>
		<title>Passive Beats Active Big Time</title>
		<link>http://www.soundinvesting.com/3843/</link>
		<comments>http://www.soundinvesting.com/3843/#comments</comments>
		<pubDate>Wed, 08 May 2013 10:00:11 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Sound Investing]]></category>
		<category><![CDATA[index funds]]></category>
		<category><![CDATA[mutual fund management]]></category>
		<category><![CDATA[Paul Merriman]]></category>
		<category><![CDATA[pension funds]]></category>
		<category><![CDATA[podcasts for investors]]></category>

		<guid isPermaLink="false">http://paulmerriman.com/?p=3843</guid>
		<description><![CDATA[&#160; The update on active vs. passive mutual fund management shows another surge toward index funds. The big news is that the second-largest pension fund in the country is considering putting all of its investments (now 50% indexing) into index funds.]]></description>
			<content:encoded><![CDATA[<p></p><p><img alt="" data-mce-="" height="91" src="http://www.merriman.com/wp-content/uploads/SoundInvestingAd.png" style="text-align: -webkit-auto; font-family: 'Trebuchet MS'; font-size: medium;" title="SoundInvestingAd" width="180" /></p>
<div style="font-family: arial, sans-serif; font-size: 13px;"><span style="font-family: Arial, Verdana, sans-serif; font-size: 12px;"></span></div>
<div style="font-family: arial, sans-serif; font-size: 13px;">&nbsp;</div>
<div style="font-family: arial, sans-serif; font-size: 13px;"><b id="docs-internal-guid-4e699722-80f2-7c16-39bd-039712acb8c6" style="font-family: Arial, Verdana, sans-serif; font-size: 12px; font-weight: normal;"><span style="font-size: 16px; font-family: 'Trebuchet MS'; color: rgb(0, 0, 0); background-color: transparent; vertical-align: baseline; white-space: pre-wrap;">The update on active vs. passive mutual fund management shows another surge toward index funds. The big news is that the second-largest pension fund in the country is considering putting all of its investments (now 50% indexing) into index funds.</span></b></div>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
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			<itunes:keywords>index funds,mutual fund management,Paul Merriman,pension funds,podcasts for investors</itunes:keywords>
	<itunes:subtitle>  The update on active vs. passive mutual fund management shows another surge toward index funds. The big news is that the second-largest pension fund in the country is considering putting all of its investments (now 50% indexing) into index funds.</itunes:subtitle>
		<itunes:summary> 
The update on active vs. passive mutual fund management shows another surge toward index funds. The big news is that the second-largest pension fund in the country is considering putting all of its investments (now 50% indexing) into index funds.</itunes:summary>
		<itunes:author>Sound Investing</itunes:author>
		<itunes:explicit>clean</itunes:explicit>
		<itunes:duration>17:15</itunes:duration>
	</item>
		<item>
		<title>Does It Pay To Be Top Dog?</title>
		<link>http://www.soundinvesting.com/does-it-pay-to-be-top-dog/</link>
		<comments>http://www.soundinvesting.com/does-it-pay-to-be-top-dog/#comments</comments>
		<pubDate>Wed, 01 May 2013 10:00:26 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Sound Investing]]></category>
		<category><![CDATA[growth stocks]]></category>
		<category><![CDATA[investor podcasts]]></category>
		<category><![CDATA[Paul Merriman]]></category>
		<category><![CDATA[top dog investments]]></category>

		<guid isPermaLink="false">http://paulmerriman.com/?p=3820</guid>
		<description><![CDATA[A recent study concludes that future returns of the &#34;Top Dog&#34; in each industry are not as special as they likely looks to most investors. This study reflects some of the same outcomes of comparing future returns of popular growth stocks vs. out-of-favor value companies. While it is common to find investors who consider investments [...]]]></description>
			<content:encoded><![CDATA[<p></p><p><img alt="" data-mce-="" height="91" src="http://www.merriman.com/wp-content/uploads/SoundInvestingAd.png" style="text-align: -webkit-auto; font-family: 'Trebuchet MS'; font-size: medium;" title="SoundInvestingAd" width="180" /></p>
<div style="font-family: arial, sans-serif; font-size: 13px;"><span style="font-family: Arial, Verdana, sans-serif; font-size: 12px;"></span></div>
<div style="font-family: arial, sans-serif; font-size: 13px;">
<p><span style="font-size:14px;"><span style="font-family: arial,helvetica,sans-serif;">A recent study concludes that future returns of the &quot;Top Dog&quot; in each industry are not as special as they likely looks to most investors. This study reflects some of the same outcomes of comparing future returns of popular growth stocks vs. out-of-favor value companies. While it is common to find investors who consider investments in Top Dogs a path to superior returns, history proves otherwise.</span></span></p>
</div>
<p>&nbsp;</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
<enclosure url="http://www.paulmerriman.com/podcast/Sound-Investing-5-1-2013.mp3" length="9383182" type="audio/mpeg" />
			<itunes:keywords>growth stocks,investor podcasts,Paul Merriman,top dog investments</itunes:keywords>
	<itunes:subtitle>A recent study concludes that future returns of the &quot;Top Dog&quot; in each industry are not as special as they likely looks to most investors. This study reflects some of the same outcomes of comparing future returns of popular growth stocks vs.</itunes:subtitle>
		<itunes:summary>A recent study concludes that future returns of the &quot;Top Dog&quot; in each industry are not as special as they likely looks to most investors. This study reflects some of the same outcomes of comparing future returns of popular growth stocks vs. out-of-favor value companies. While it is common to find investors who consider investments in Top Dogs a path to superior returns, history proves otherwise.

 </itunes:summary>
		<itunes:author>Sound Investing</itunes:author>
		<itunes:explicit>clean</itunes:explicit>
		<itunes:duration>9:46</itunes:duration>
	</item>
		<item>
		<title>It&#8217;s OK To Use A Broker… But Know This!</title>
		<link>http://www.soundinvesting.com/its-ok-to-use-a-broker-but-know-this/</link>
		<comments>http://www.soundinvesting.com/its-ok-to-use-a-broker-but-know-this/#comments</comments>
		<pubDate>Wed, 27 Mar 2013 10:00:00 +0000</pubDate>
		<dc:creator>Paul Merriman</dc:creator>
				<category><![CDATA[Sound Investing]]></category>
		<category><![CDATA[broker commissions]]></category>
		<category><![CDATA[how to choose the best stockbroker]]></category>
		<category><![CDATA[how to invest]]></category>
		<category><![CDATA[Paul Merriman]]></category>
		<category><![CDATA[stockbrokers]]></category>

		<guid isPermaLink="false">http://paulmerriman.com/?p=3511</guid>
		<description><![CDATA[Paul sheds light on how different types of brokers are paid. Understand this, and you are likely to make the best choices for your financial future and work with a broker who truly operates in your best interest&#8230; not in the interest of himself and his firm. This can make a huge difference to your [...]]]></description>
			<content:encoded><![CDATA[<p></p><p><img alt="" data-mce-="" height="91" src="http://www.merriman.com/wp-content/uploads/SoundInvestingAd.png" title="SoundInvestingAd" width="180" /></p>
<p><code></code></p>
<p>Paul sheds light on how different types of brokers are paid. Understand this, and you are likely to make the best choices for your financial future and work with a broker who truly operates in your best interest&hellip; not in the interest of himself and his firm. This can make a huge difference to your retirement! &nbsp;</p>
]]></content:encoded>
			<wfw:commentRss>http://www.soundinvesting.com/its-ok-to-use-a-broker-but-know-this/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
<enclosure url="http://www.paulmerriman.com/podcast/Sound-Investing-3-27-2013.mp3" length="12048508" type="audio/mpeg" />
			<itunes:keywords>broker commissions,how to choose the best stockbroker,how to invest,Paul Merriman,stockbrokers</itunes:keywords>
	<itunes:subtitle>Paul sheds light on how different types of brokers are paid. Understand this, and you are likely to make the best choices for your financial future and work with a broker who truly operates in your best interest… not in the interest of himself and his ...</itunes:subtitle>
		<itunes:summary>Paul sheds light on how different types of brokers are paid. Understand this, and you are likely to make the best choices for your financial future and work with a broker who truly operates in your best interest… not in the interest of himself and his firm. This can make a huge difference to your retirement!  </itunes:summary>
		<itunes:author>Sound Investing</itunes:author>
		<itunes:explicit>clean</itunes:explicit>
		<itunes:duration>12:33</itunes:duration>
	</item>
		<item>
		<title>How Much Higher Can The Market Go?</title>
		<link>http://www.soundinvesting.com/how-much-higher-can-the-market-go/</link>
		<comments>http://www.soundinvesting.com/how-much-higher-can-the-market-go/#comments</comments>
		<pubDate>Wed, 20 Mar 2013 10:00:32 +0000</pubDate>
		<dc:creator>Paul Merriman</dc:creator>
				<category><![CDATA[Sound Investing]]></category>
		<category><![CDATA[bear market]]></category>
		<category><![CDATA[keywords: bull market]]></category>
		<category><![CDATA[Paul Merriman]]></category>
		<category><![CDATA[S&P 500]]></category>
		<category><![CDATA[where is the stock market going]]></category>

		<guid isPermaLink="false">http://paulmerriman.com/?p=3494</guid>
		<description><![CDATA[Paul discusses the history of the S&#38;P 500, bull and bear markets, and evidence to help you consider your investment portfolio, personal situation and emotional responses to today&#39;s market. Don&#39;t forget to download your FREE COPY of the eBook, &#34;101 Investment Decisions Guaranteed To Change Your Financial Future&#34; at www.PaulMerriman.com. &#160;]]></description>
			<content:encoded><![CDATA[<p></p><p><img alt="" data-mce-="" height="91" src="http://www.merriman.com/wp-content/uploads/SoundInvestingAd.png" title="SoundInvestingAd" width="180" /></p>
<p><code></code></p>
<div>
<p><span style="font-size:12px;"><span style="font-family: arial,helvetica,sans-serif;">Paul discusses the history of the S&amp;P 500, bull and bear markets, and evidence to help you consider your investment portfolio, personal situation and emotional responses to today&#39;s market. Don&#39;t forget to download your FREE COPY of the eBook, &quot;101 Investment Decisions Guaranteed To Change Your Financial Future&quot; at <a href="http://www.PaulMerriman.com" target="_blank">www.PaulMerriman.com</a>.</span></span></p>
</div>
<p>&nbsp;</p>
]]></content:encoded>
			<wfw:commentRss>http://www.soundinvesting.com/how-much-higher-can-the-market-go/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
<enclosure url="http://www.paulmerriman.com/podcast/Sound-Investing-3-20-2013.mp3" length="13234258" type="audio/mpeg" />
			<itunes:keywords>bear market,keywords: bull market,Paul Merriman,S&amp;P 500,Sound Investing,where is the stock market going</itunes:keywords>
	<itunes:subtitle>Paul discusses the history of the S&amp;P 500, bull and bear markets, and evidence to help you consider your investment portfolio, personal situation and emotional responses to today&#039;s market. Don&#039;t forget to download your FREE COPY of the eBook,</itunes:subtitle>
		<itunes:summary>Paul discusses the history of the S&amp;P 500, bull and bear markets, and evidence to help you consider your investment portfolio, personal situation and emotional responses to today&#039;s market. Don&#039;t forget to download your FREE COPY of the eBook, &quot;101 Investment Decisions Guaranteed To Change Your Financial Future&quot; at www.PaulMerriman.com.

 </itunes:summary>
		<itunes:author>Sound Investing</itunes:author>
		<itunes:explicit>clean</itunes:explicit>
		<itunes:duration>13:47</itunes:duration>
	</item>
		<item>
		<title>Market Hits New High &#8211; Time To Buy or Sell?</title>
		<link>http://www.soundinvesting.com/market-hits-new-high-time-to-buy-sell/</link>
		<comments>http://www.soundinvesting.com/market-hits-new-high-time-to-buy-sell/#comments</comments>
		<pubDate>Wed, 13 Mar 2013 10:00:40 +0000</pubDate>
		<dc:creator>Paul Merriman</dc:creator>
				<category><![CDATA[Sound Investing]]></category>
		<category><![CDATA[how to invest]]></category>
		<category><![CDATA[invest wisely]]></category>
		<category><![CDATA[Market timing]]></category>
		<category><![CDATA[new market high]]></category>
		<category><![CDATA[Paul Merriman]]></category>

		<guid isPermaLink="false">http://paulmerriman.com/?p=3488</guid>
		<description><![CDATA[&#160; With the market hitting new market highs, what&#160;should&#160;investors be doing? Emotional times in the market can help investors do very smart &#8211; or very costly &#8211; things for the long term. This podcast intends&#160;to help investors do the smart thing! &#160; &#160;]]></description>
			<content:encoded><![CDATA[<p></p><p><img alt="" data-mce-="" height="91" src="http://www.merriman.com/wp-content/uploads/SoundInvestingAd.png" title="SoundInvestingAd" width="180" /></p>
<p><code></code></p>
<div>&nbsp;</div>
<p><span style="font-size:14px;"><span style="font-family: arial,helvetica,sans-serif;">With the market hitting new market highs, what&nbsp;should&nbsp;investors be doing? Emotional times in the market can help investors do very smart &ndash; or very costly &ndash; things for the long term. This podcast intends&nbsp;to help investors do the smart thing!</span></span></p>
<div>&nbsp;</div>
<div>&nbsp;</div>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
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			<itunes:keywords>how to invest,invest wisely,Market timing,new market high,Paul Merriman</itunes:keywords>
	<itunes:subtitle>  With the market hitting new market highs, what should investors be doing? Emotional times in the market can help investors do very smart – or very costly – things for the long term. This podcast intends to help investors do the smart thing!    </itunes:subtitle>
		<itunes:summary> 
With the market hitting new market highs, what should investors be doing? Emotional times in the market can help investors do very smart – or very costly – things for the long term. This podcast intends to help investors do the smart thing!
 
 </itunes:summary>
		<itunes:author>Sound Investing</itunes:author>
		<itunes:explicit>clean</itunes:explicit>
		<itunes:duration>18:48</itunes:duration>
	</item>
		<item>
		<title>Is It Time To Sell Gold?</title>
		<link>http://www.soundinvesting.com/is-it-time-to-sell-gold/</link>
		<comments>http://www.soundinvesting.com/is-it-time-to-sell-gold/#comments</comments>
		<pubDate>Wed, 06 Mar 2013 11:00:20 +0000</pubDate>
		<dc:creator>Paul Merriman</dc:creator>
				<category><![CDATA[Sound Investing]]></category>
		<category><![CDATA[asset allocation]]></category>
		<category><![CDATA[gold market]]></category>
		<category><![CDATA[how to invest]]></category>
		<category><![CDATA[Market timing]]></category>
		<category><![CDATA[Paul Merriman]]></category>
		<category><![CDATA[price of gold]]></category>

		<guid isPermaLink="false">http://paulmerriman.com/?p=3465</guid>
		<description><![CDATA[&#160; Paul addresses the numerous questions he has received&#160;recently&#160;regarding gold, and whether now is the time to sell.]]></description>
			<content:encoded><![CDATA[<p></p><p><img alt="" data-mce-="" height="91" src="http://www.merriman.com/wp-content/uploads/SoundInvestingAd.png" title="SoundInvestingAd" width="180" /></p>
<p><code></code></p>
<p>&nbsp;</p>
<p><span style="font-size:12px;"><span style="font-family: arial,helvetica,sans-serif;">Paul addresses the numerous questions he has received&nbsp;recently&nbsp;regarding gold, and whether now is the time to sell.</span></span></p>
]]></content:encoded>
			<wfw:commentRss>http://www.soundinvesting.com/is-it-time-to-sell-gold/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
<enclosure url="http://www.paulmerriman.com/podcast/Sound-Investing-3-6-2013.mp3" length="7820015" type="audio/mpeg" />
			<itunes:keywords>asset allocation,gold market,how to invest,Market timing,Paul Merriman,price of gold</itunes:keywords>
	<itunes:subtitle>  Paul addresses the numerous questions he has received recently regarding gold, and whether now is the time to sell.</itunes:subtitle>
		<itunes:summary> 
Paul addresses the numerous questions he has received recently regarding gold, and whether now is the time to sell.</itunes:summary>
		<itunes:author>Sound Investing</itunes:author>
		<itunes:explicit>clean</itunes:explicit>
		<itunes:duration>8:09</itunes:duration>
	</item>
		<item>
		<title>10 Things Every Investor Needs To Know &#8211; Part II</title>
		<link>http://www.soundinvesting.com/3385/</link>
		<comments>http://www.soundinvesting.com/3385/#comments</comments>
		<pubDate>Mon, 25 Feb 2013 11:00:48 +0000</pubDate>
		<dc:creator>Paul Merriman</dc:creator>
				<category><![CDATA[Sound Investing]]></category>
		<category><![CDATA[asset allocation]]></category>
		<category><![CDATA[how to invest]]></category>
		<category><![CDATA[investing for retirement]]></category>
		<category><![CDATA[Paul Merriman]]></category>
		<category><![CDATA[retirement planning]]></category>

		<guid isPermaLink="false">http://paulmerriman.com/?p=3385</guid>
		<description><![CDATA[Continued from last week&#39;s podcast (Part I), Paul expands on his&#160;MarketWatch articles, giving you insights into the essentials of investing. He discusses such topics as: When do you have enough to retire? Not&#160;taking risk beyond what is necessary. The worst performance of any strategy is in the future. How to plan for the worst-case scenarios. [...]]]></description>
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<p><code></code></p>
<p>Continued from last week&#39;s podcast (Part I), Paul expands on his&nbsp;<a href="http://www.marketwatch.com/Journalists/Paul_Merriman" target="_blank">MarketWatch articles</a>, giving you insights into the essentials of investing. He discusses such topics as: When do you have enough to retire? Not&nbsp;taking risk beyond what is necessary. The worst performance of any strategy is in the future. How to plan for the worst-case scenarios. Why investment decisions should always be based on probabilities, not possibilities. Asset Allocation and knowing what is a perfect fit for you. Working with brokers or other advisors to get the information you need and realize the best returns on your investment.</p>
]]></content:encoded>
			<wfw:commentRss>http://www.soundinvesting.com/3385/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
<enclosure url="http://www.paulmerriman.com/podcast/Sound-Investing-2-26-2013.mp3" length="26195590" type="audio/mpeg" />
			<itunes:keywords>asset allocation,how to invest,investing for retirement,Paul Merriman,retirement planning</itunes:keywords>
	<itunes:subtitle>Continued from last week&#039;s podcast (Part I), Paul expands on his MarketWatch articles, giving you insights into the essentials of investing. He discusses such topics as: When do you have enough to retire? Not taking risk beyond what is necessary.</itunes:subtitle>
		<itunes:summary>Continued from last week&#039;s podcast (Part I), Paul expands on his MarketWatch articles, giving you insights into the essentials of investing. He discusses such topics as: When do you have enough to retire? Not taking risk beyond what is necessary. The worst performance of any strategy is in the future. How to plan for the worst-case scenarios. Why investment decisions should always be based on probabilities, not possibilities. Asset Allocation and knowing what is a perfect fit for you. Working with brokers or other advisors to get the information you need and realize the best returns on your investment.</itunes:summary>
		<itunes:author>Sound Investing</itunes:author>
		<itunes:explicit>clean</itunes:explicit>
		<itunes:duration>27:17</itunes:duration>
	</item>
		<item>
		<title>10 Things Every Investor Should Know &#8211; Part I</title>
		<link>http://www.soundinvesting.com/10-things-every-investor-should-know-part-i/</link>
		<comments>http://www.soundinvesting.com/10-things-every-investor-should-know-part-i/#comments</comments>
		<pubDate>Wed, 20 Feb 2013 11:00:29 +0000</pubDate>
		<dc:creator>Paul Merriman</dc:creator>
				<category><![CDATA[Sound Investing]]></category>
		<category><![CDATA[how to invest]]></category>
		<category><![CDATA[marketwatch]]></category>
		<category><![CDATA[Paul Merriman]]></category>
		<category><![CDATA[risk assessment]]></category>
		<category><![CDATA[what is diversification]]></category>

		<guid isPermaLink="false">http://paulmerriman.com/?p=3381</guid>
		<description><![CDATA[Paul&#39;s MarketWatch articles, by the same name, are expanded upon in this podcast. Listen to the first five of 10 essential points every investor should consider. Paul&#39;s insights include: Why it is important to remember there is no risk in the past? Why is diversification the only free lunch? Why should&#160; Investors never take a [...]]]></description>
			<content:encoded><![CDATA[<p></p><p><img alt="" data-mce-="" height="91" src="http://www.merriman.com/wp-content/uploads/SoundInvestingAd.png" title="SoundInvestingAd" width="180" /></p>
<p><code></code></p>
<p>Paul&#39;s MarketWatch articles, by the same name, are expanded upon in this podcast. Listen to the first five of 10 essential points every investor should consider. Paul&#39;s insights include: Why it is important to remember there is no risk in the past? Why is diversification the only free lunch? Why should&nbsp; Investors never take a risk for which there is not an expected premium? Why is it a &quot;fool&#39;s game&quot; to sort through good and bad news in determining where the market is likely to go? And, why should investors know their primary investment goal?</p>
]]></content:encoded>
			<wfw:commentRss>http://www.soundinvesting.com/10-things-every-investor-should-know-part-i/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
<enclosure url="http://www.paulmerriman.com/podcast/Sound-Investing-2-20-2013.mp3" length="21674944" type="audio/mpeg" />
			<itunes:keywords>how to invest,marketwatch,Paul Merriman,risk assessment,Sound Investing,what is diversification</itunes:keywords>
	<itunes:subtitle>Paul&#039;s MarketWatch articles, by the same name, are expanded upon in this podcast. Listen to the first five of 10 essential points every investor should consider. Paul&#039;s insights include: Why it is important to remember there is no risk in the past?</itunes:subtitle>
		<itunes:summary>Paul&#039;s MarketWatch articles, by the same name, are expanded upon in this podcast. Listen to the first five of 10 essential points every investor should consider. Paul&#039;s insights include: Why it is important to remember there is no risk in the past? Why is diversification the only free lunch? Why should  Investors never take a risk for which there is not an expected premium? Why is it a &quot;fool&#039;s game&quot; to sort through good and bad news in determining where the market is likely to go? And, why should investors know their primary investment goal?</itunes:summary>
		<itunes:author>Sound Investing</itunes:author>
		<itunes:explicit>clean</itunes:explicit>
		<itunes:duration>22:35</itunes:duration>
	</item>
		<item>
		<title>Is Now The Time To Get Back in The Market?</title>
		<link>http://www.soundinvesting.com/is-now-the-time-to-get-back-the-market/</link>
		<comments>http://www.soundinvesting.com/is-now-the-time-to-get-back-the-market/#comments</comments>
		<pubDate>Wed, 13 Feb 2013 11:00:04 +0000</pubDate>
		<dc:creator>Paul Merriman</dc:creator>
				<category><![CDATA[Sound Investing]]></category>
		<category><![CDATA[emotional investing]]></category>
		<category><![CDATA[how to invest]]></category>
		<category><![CDATA[Market timing]]></category>
		<category><![CDATA[Paul Merriman]]></category>

		<guid isPermaLink="false">http://paulmerriman.com/?p=3364</guid>
		<description><![CDATA[Due to earlier concerns about the risk of loss, many of you are facing the challenge of not having your money fully invested. How do you get back in? All at once? That is dangerous, as you might buy-in right at the top, before a huge decline. Or a little bit at a time? &#160;That&#39;s [...]]]></description>
			<content:encoded><![CDATA[<p></p><p><img alt="" data-mce-="" height="91" src="http://www.merriman.com/wp-content/uploads/SoundInvestingAd.png" title="SoundInvestingAd" width="180" /></p>
<p><code></code></p>
<p>Due to earlier concerns about the risk of loss, many of you are facing the challenge of not having your money fully invested. How do you get back in? All at once? That is dangerous, as you might buy-in right at the top, before a huge decline. Or a little bit at a time? &nbsp;That&#39;s dangerous, as the market can always go down after the &quot;little bit at a time&quot; is all invested. Is there a compromise? Paul suggests a solution that might work for nervous investors.</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
<enclosure url="http://www.paulmerriman.com/podcast/Sound-Investing-2-13-2013.mp3" length="14250317" type="audio/mpeg" />
			<itunes:keywords>emotional investing,how to invest,Market timing,Paul Merriman</itunes:keywords>
	<itunes:subtitle>Due to earlier concerns about the risk of loss, many of you are facing the challenge of not having your money fully invested. How do you get back in? All at once? That is dangerous, as you might buy-in right at the top, before a huge decline.</itunes:subtitle>
		<itunes:summary>Due to earlier concerns about the risk of loss, many of you are facing the challenge of not having your money fully invested. How do you get back in? All at once? That is dangerous, as you might buy-in right at the top, before a huge decline. Or a little bit at a time?  That&#039;s dangerous, as the market can always go down after the &quot;little bit at a time&quot; is all invested. Is there a compromise? Paul suggests a solution that might work for nervous investors.</itunes:summary>
		<itunes:author>Sound Investing</itunes:author>
		<itunes:explicit>clean</itunes:explicit>
		<itunes:duration>14:51</itunes:duration>
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